Working in the field of carpet cleaning is not exactly the most dangerous profession in the world, and there is a pretty good chance that you would stay rather safe while doing it. This can often lead people to assume that they don’t need to get any insurance if they own a carpet cleaning company, but this train of logic is inherently faulty and we are going to get into why that is the case shortly. Let us start off by telling you that it’s not just physical danger that insurance protects you from.
The truth of the situation is that everyone makes mistakes, and professional carpet cleaning companies are no different. You might accidentally use too hard of a cleaning solution on your client’s carpet, and that might result in you having to pay for the replacement. This is because of the fact that your customer can sue you for damages and negligence, and the great thing about having insurance is that even if the lawsuit goes against you, you will still not have to pay most of the penalty fee.
This is just one of the numerous things that can happen which would make you regret not having gotten insurance. The fact of the matter is that all businesses regardless of their niche need to get some kind of insurance, otherwise their operations could suddenly come to a grinding halt without any kind of warning. You would not be able to make ends meet if this occurs, so cover all of your bases by getting insured. The cost of this insurance is minimal so that shouldn’t be all that big of a deal.